What does umbrella insurance cover?

Lawsuits are not limited to your net worth. A lot of factors determine the amount of coverage you need. Your financial status, lifestyle, and existing coverage are all relevant, but in liability lawsuits, judgments frequently exceed net worth.

Imagine finding yourself in any of these situations:

• Your car slips out of gear and rolls into your neighbors house
• Your dog bites a neighbors child
• A fire in your condo spreads to other units
• While on vacation, a rented boat you’re driving hits two people in a kayak

If any of these accidents were to happen to you, there’s a good change that you may not have enough coverage to protect your assets or your future earnings. Our umbrella policy limits start at $1 million, and there are higher limits available. Contact a Shattuck & Grummett agent today for details.

Contact a Shattuck & Grummett agent today to find a personal umbrella policy that will suit your coverage needs, as well as your budget.