What does mobile home insurance cover?

Many people do not realize the full value of their home insurance policy. Mobile home insurance typically provides the following coverage:

This protects your home:

Dwelling/Property - This typically pays to repair or purchase a new mobile home if it is damaged or destroyed by and insured event like a kitchen fire or windstorm.

These protect you and other people:

Personal Liability – this applies if someone is insured or property is damaged and you are to blame.

Medical – This covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property.

Additional Living Expense – If you can’t live in your home because of a covered loss, typically your home insurance will pay additional living expenses while your home is repaired or rebuilt.

These protect your belongings:

Personal Property – Your home is filled with furniture, clothes, sports equipment, and other items that mean a lot to you. This helps replace these items if they are lost, stolen or destroyed as a result of a covered loss.

Scheduled Personal Property – If you have a special possession such as jewelry, art, antiques or collectables, you may want to talk to your agent about this additional coverage.

Contact a Shattuck & Grummett agent today to find a mobile home insurance policy that will suit your coverage needs, as well as your budget.